Finance Solutions

Gavin Dixon Finance Solutions – Giving the right assistance for your business requirements

Based in the South West of England, our aim is to provide growth through the delivery of excellent financial services for the agricultural, groundscare, construction, haulage, materials handling and engineering businesses as well as car finance for everyone.

Communication is the key to a good succession. It is very important to involve all the parties in discussions and at Gavin Dixon Finance Solutions we recognise that each business is unique and therefore each solution should be specific to the individual operation concerned.

What Gavin Dixon Finance Solutions offers is a professional and reliable services in the asset financial sector in the South West of England, each of them tailored to suit your specific circumstances. It goes without saying that this includes a detailed consultation. You can depend on our professional experience to find the right solution for you – confidently, quickly and without complication.

A brief look at our services

Hire Purchase Agreements

The straight forward purchase of assets that are funded through a finance company giving ownership at the end of the period for a nominal fee. The installments can be tailored to your business needs, either fixed or variable rates (depending on the type of business), likewise the payments can be tailored to your cash-flow requirements.

You can still claim depreciation allowances, offset interest payments against tax and reclaim VAT on the purchase price.

Up to 100% of purchase price can be financed. VAT deferral potential. Ownership at the end of the term. Cashflow matched payments.

Lease Agreements

Similar to HP, but the VAT is payable on the installments and the goods are not owned by the client at the end of the period. This product is often seen as a tax efficient way for businesses to acquire assets without using up their facilities.

Up to 100% of purchase price ex.VAT.

VAT is payable on rentals.

Ability of continued use of asset for nominal sum or sale of asset and retain some of the cash proceeds at the end of the primary period.

Operating Lease

The asset is “effectively” rented from the finance company with payments calculated on the end of period value of the asset. This allows the rentals to be kept relatively low. This helps to keep monthly outgoings low and provides off balance sheet finance.

Rentals and return conditions are fixed at outset.

Resale risk taken away.

Cashflow matched payments and tax effective.

Contract Hire

The key benefits of contract hire are the known running costs. Extending the principal of fixed interest costs, this type of agreement goes further and fixes all equipment usage and servicing costs for your business.

Also lower repair costs with preventive maintenance. Although a dealer maintenance plan will not cover the cost of repairs outside warranty, the likelihood of a major breakdown is reduced with more regularly maintained equipment.


This is a good way to release cash in an asset that is free from any finance so you can utilise that moeny to help grow your business. This can also be used to refinance a Balloon payment at the end of an agreement, in both cases extra security may be taken but each case will be judged on its own merit.


Contact us on +44 (0) 1308 480248, We look forward to talking to you.